Scammers recently targeted PayPal account holders with the attached spoofed e-mail, captured by Sophos.

Notice the sense of urgency -- customers are told they have 48 hours to respond.

Security experts contend that a false sense of urgency is a red flag for vishing as well as phishing scams.

Worried customers are urged to ''speed up the process'' by dialing a fraudulent number with an specific area code.

The scammers can, and do, operate from any area code, thanks to mobility of VoIP phones.

Note: The number listed has been disconnected (Image courtesy of Sophos):