If you have a 'smart phone' current research shows that you could save around £120 per year - even if you have not had your current contract for less than 18 month:

First - check your latest bills and understand your spending pattern (do you need more voice calls, text, photo messages or extra internet)?

Second - visit comparison websites such as Moneysupermarket or Uswitch?

You will be surprised at the number of better deals that you see...

As a rule, longer contracts (24 months) tend to be cheaper - just remember to focus on what you want.

For additional advice and support in saving you money - visit your nearest Members Support session.